Rethinking “Wealthy”: The 5-Step Ladder From Middle Class to Financial Freedom: "When your investment income can cover all of your monthly expenses, you are no longer dependent on a job. Not just the minimum costs, but the fun stuff too. Dinners out. Travel. Entertainment. Congratulations, you’ve reached financial independence! You can retire any time if you want. My uncle, a financial genius, used to call this “f#%k you money”—you aren’t dependent on your boss, your job, the government, or anyone else. You can tell off the entire world and then go make yourself a cup of hot cocoa, put your feet up, take a nap, and not worry one whit about what anyone in the world thinks."
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